Orlando Chapter 7 Bankruptcy Lawyer
Have you fallen far behind on credit card payments and other financial obligations? Do you think the only way out of your situation is to get a fresh start on your finances? For many people, Chapter 7 bankruptcy is an option. At the Law Offices of K. Hunter Goff, P.A., we advise people on whether Chapter 7 bankruptcy is the best option given their individual situation and goals each person wants to accomplish... Qualified clients can eliminate their debt and start anew on their finances.
Would you like to speak with an attorney regarding Chapter 7 bankruptcy? Contact our firm today to schedule your consultation.
Chapter 7 bankruptcy and the means test
Under the new bankruptcy law, consumers must meet certain income eligibility requirements. This eligibility is determined by a test that takes into consideration the individual's income relative to that of his or her state's median income for a household of comparable size. The income requirement is only a starting point. For example, you may be eligible for a Chapter 7 based on your income, but you may also have assets that you do not want to lose if you file bankruptcy. During your first free consultation with Hunter, you will learn whether a Chapter 7 is right for you given your specific individual set of circumstances. You may find that Chapter 13 bankruptcy is the best option for you.
Debt relief for consumers
Upon your filing of a Chapter 7 or Chapter 13 from of bankruptcy, your creditors are prohibited from contacting you with regard to the collection of a debt. This protection extends to car repossession and home foreclosure as well as harassing phone calls, letters, or any other method of bill collection.
Although the new bankruptcy laws have changed the rules for people interested in filing bankruptcy, the option is still available. Our firm provides easily understandable legal advice l to people who are seeking relief from their debts. Contact us today to learn more about your eligibility and how we can help.
